What's What in Finance (2)

New to personal finance? Start here. I break down what all those confusing financial terms mean and help you understand which products and strategies are worth exploring.

This section contains guides to making sense of financial choices. I explain what various financial products and concepts actually mean, then help you figure out which options align with your goals and circumstances.

Dynamic Asset Allocation Funds (aka Balanced Advantage Mutual Funds)

Dynamic Asset Allocation (aka Balanced Advantage Funds): When to Consider

Dynamic Asset Allocation funds, often called Balanced Advantage Mutual Funds, are hybrid schemes that adjust the mix of equity and debt based on market conditions. In volatile times, this approach can help you participate in upside while dampening downside, which makes them relevant for investors seeking growth with a smoother ride.

Which Hybrid Mutual Funds Suit Different Risk Profiles?

Hybrid Mutual Funds blend equity and fixed income in a single portfolio, offering a way to pursue growth while aiming to dampen volatility. In 2026, these funds remain a practical part of many Indian investors’ portfolios, especially for those who want diversification without managing multiple funds. This article maps common hybrid fund types to distinct risk profiles, helping readers pick a path that aligns with their goals and time horizon.